INSURANCE

Why the Hospitality Industry Need to Protect Themselves

Weather knocks out the power in your restaurant’s neighborhood
Your building is vandalized and needs to be closed for repairs
Electrical issues keep you from operating your ovens for hours
Your walk-in breaks and you are forced to close the restaurant
A car drives into your building, causing extensive damage to the entrance
A guest slips on the floor, chokes on food, or has an allergy that the server was not informed about
A patron drinks alcohol prior to arriving at your bar, shows no signs of intoxication, but upon leaving gets into a car accident and seriously injures or kills someone as a result
A fight occurs on premise between patrons
An employee claims discrimination or sexual harassment against management or the owner
Someone hacks into your P.O.S. system and steals your patrons’ private information